Finances & Fees
Therapy is an investment in your wellbeing, relationships, and long-term quality of life. My goal is to make the financial side of the process feel straightforward and easy to understand.
Making Therapy More Accessible
The cost of therapy matters. Path Forward Counseling offers several options that may make counseling more financially manageable while allowing you to choose the approach that works best for you.
Private Pay
Private pay gives you the flexibility to receive counseling without involving an insurance company in decisions about your care. Standard session fees are listed above, and payment is due at the time of service.
HSA & FSA Funds
Health Savings Account (HSA) and Flexible Spending Account (FSA) funds may be used to pay for eligible mental health services. Check with your plan administrator if you are unsure whether your account covers counseling services.
Out-of-Network Benefits
If your insurance plan includes out-of-network mental health benefits, you may be eligible for partial reimbursement for counseling services. Path Forward can provide a superbill for you to submit to your insurance company.
Reimbursement is determined by your individual insurance plan and is not guaranteed. Contact your insurance company directly to ask about your out-of-network behavioral health benefits, deductible, and reimbursement requirements.
Reduced-Fee Counseling
A limited number of reduced-fee appointments are available for clients experiencing financial barriers to care. Availability is limited and based on financial need, scheduling availability, and clinical fit.
Insurance
Path Forward Counseling is currently private pay while insurance credentialing is in progress. Insurance cannot be billed until participation with an individual insurance plan has been approved and becomes effective.
As insurance plans become available, accepted plans will be listed on this website.
Current Fees
Standard Service Fees
Individual Counseling
$125 per 50-minute session
Couples Counseling
$150 per 50-minute session
Prepare/Enrich or Gottman assessment fees may apply.
Premarital Counseling
$150 per session (packages available)
Prepare/Enrich assessment fees may apply.
Speciality Service Fees
Intensive Support Sessions
Customized based on length, structure, and clinical needs.
ESA Evaluation Package
$300 minimum package fee
Includes:
Minimum of three clinical sessions
Mental health and functional assessment
ESA-related psychoeducation
Documentation, when clinically appropriate
Please note that completion of the assessment process does not guarantee issuance of an ESA letter.
Sliding Scale Availability
A limited number of reduced-fee sliding scale appointments may be available based on financial need, scheduling availability, and clinical fit.
Sliding scale openings are intentionally limited in order to maintain the long-term sustainability of the practice while still increasing access to mental health care for individuals who may benefit from additional financial flexibility.
Please feel free to reach out if you would like to discuss current availability.
Financial Policy Information
The information provided on this page is intended to offer a general overview of fees, payment expectations, and financial policies at Path Forward Counseling. Official financial policies, practice policies, informed consent documents, and service agreements are provided as part of the intake process and may contain additional details or updates specific to individual services.
Good Faith Estimate
In accordance with the No Surprises Act, clients who are uninsured or not using insurance will receive a Good Faith Estimate prior to beginning services.
The Good Faith Estimate outlines the expected cost of services and is provided as part of the intake process to help clients make informed financial decisions regarding their care.
If treatment needs, frequency, or recommended services change over time, updated estimates may be provided as appropriate.
Payment Policies
Payment is due at the time of service unless other arrangements have been made in advance.
A valid payment method may be required to remain on file for scheduled appointments.
Cancellation Policy
Appointments canceled with less than 24 hours notice may be subject to a late cancellation fee.
Clients arriving significantly late to session may need to reschedule depending on scheduling availability.
Frequently Asked Questions
Do you accept insurance?
Path Forward Counseling currently operates as a private pay practice. Insurance plans maybe added in the future, but we are always happy to provide a superbill, if you have those benefits.
Can I use out-of-network benefits?
In some cases, yes. A superbill may be available for clients seeking potential reimbursement through out-of-network benefits.
Why do some clients choose private pay?
Private pay allows for greater flexibility, increased privacy, and often fewer restrictions related to diagnosis, treatment planning, and session limitations imposed by insurance companies. Insurance coverage for couples counseling and premarital counseling is often limited or unavailable depending on the specific insurance plan and the nature of services being provided.
For this reason, many relationship-focused services are commonly provided through private pay arrangements.
Are ESA letters charged separately?
No. ESA documentation is included as part of the ESA evaluation process when clinically appropriate. Separate documentation fees are not charged for ESA letters completed through this service.